Spreading the cost of your purchase over monthly payments is easy. With a minimum purchase of £500, you can manage the payments over 6, 10 or 12 months by signing up for one of our V12 Finance plans.
Enter the purchase amount along with a minimum of 10% deposit and use the calculator below to work out your monthly repayments.
To apply for our V12 finance plans you must be 18 or older. You or your partner must be: in permanent paid employment; self-employed; retired and receiving a pension; a working student in part time work or in receipt of a disability benefit. You must have been a resident in the UK for at least 3 years and have a debit or credit card in your name, which is registered to your address in order to pay for the deposit. You also need a Bank or Building Society current account available to complete the monthly direct debit instruction.
Please Note: our finance options are not available for unemployed individuals.
Visit us in store and once you’ve chosen your dream bike, we’ll take a seat, grab a coffee in a quiet corner and make the application together there and then. One of our friendly team will be on hand to guide you through the whole process.
Yes. Just because one of your applications may have previously been declined, finance companies acknowledge that circumstances change, and therefore allow further applications. However, it is advised that you wait at least 3 months before contacting us to try again.
Please note, our Finance Options are not available on sale, cycle scheme or discounted models unless otherwise stated.
Indicative purposes only. Rates depend on circumstances, loan amount and term. Subject to eligibility. Rates and deposits may vary depending upon retailer. Minimum loan amount £500, maximum loan amount £15000.
We make the whole process as easy and simple as possible for you by doing all the leg work.
Chat with our experienced sales team
We’ll make the application together in store
Start your monthly payments
Once we submit your application you will receive an instant decision. On rare occasions, if V12 require further information we will need to make a short phone call and they may wish to speak with you over the phone.
Once approved in store, you will be emailed a electronic copy of your credit agreement. If your bike is not in stock with us, we will order it for you and give you a call when it is ready to collect.
Your first finance payment will be taken 1 month after you collect your bike.
The maximum threshold for V12 Finance is £15,000 per order.
Yes you can. You will need to call V12 on 02920 468900 or email customerservices@v12finance.com
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Ron Spencer Cycles Limited is a registered company in England and Wales, Company Number: 01337275. Registered office: 20-24 Crossley Street, Warrington, Cheshire, England, WA1 2PF. All rights reserved.
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